The holiday season is upon us and 2020 is just around the corner. As we move toward the end of the year, you may want to evaluate if you are leaving any 2019 insurance benefits on the table?
On January 1, 2020, your dental insurance benefits will completely reset. If you’ve been postponing recommended treatment or you’re unsure about any remaining benefits you may have, here are five questions to help you assess your situation.
If you’ve met your annual deductible, any treatments covered by your plan will typically be covered by your insurance from now until the end of 2019. That means you may have a unique opportunity to schedule and complete any treatment you may have been postponing before we hit 2020.
If you have a pre-tax spending account for health related expenses, we encourage you to review any remaining funds. When the clock strikes midnight on December 31st, you want to make sure your FSA is at $0 remaining.
We encourage you to make sure everyone covered under your plan has been to see us for their regular 6-month appointments with cleanings, x-rays, and exams.
If you’ve only spent half of your annual limit, you have money available to spend on dental treatment before you reach your limit.
The Vargas team has extensive experience with the complexities of dental insurance. If you'd like to take advantage of treatment before the end of 2019 or you’re unsure about your remaining benefits, we’d love to help you.
Please let us know how we can help you get the most out of your 2019 insurance benefits.